FedNat Holding Company is an insurance holding company that controls all aspects of the insurance underwriting, distribution and claims processes through its subsidiaries and contractual relationships with independent agents and general agents.
The Company is authorized to underwrite homeowners' multi-peril (homeowners), federal flood and various other lines of insurance in Florida and various other states. It markets, distributes and services its own and third-party insurers' products and its other services through a network of independent and general agents.
FedNat Insurance Company (FNIC), Maison Insurance Company (MIC) and Monarch National Insurance Company (MNIC) underwrite homeowners insurance in Florida and FNIC and MIC also underwrite homeowners insurance in Louisiana and Texas, while FNIC also underwrites homeowners in South Carolina, Alabama and Mississippi. Homeowners insurance protects an owner of real and personal property against covered causes of loss to that property.