nCino is a financial technology company founded in 2011. It is headquartered in Wilmington, North Carolina. The company's cloud-based banking software is built on the Salesforce platform for financial institutions to streamline commercial and retail banking needs. nCino's customers include TD Bank, Truist Financial, and Santander Bank. nCino's strategic partners include Accenture, Deloitte Digital, PwC and West Monroe Partners. Pierre Naudé has served as CEO of nCino since its inception. The company's Bank Operating System is used by banks and credit unions with assets ranging from $30 million to $2 trillion. As of 2022, nCino is used in more than 1,500 financial institutions.


nCino was founded by a team of bankers. Since then, nCino's Bank Operating System has expanded beyond commercial banking, also addressing small business and retail banking.

In 2013 nCino hosted its first nSight User Conference. In 2015, nCino signed its 100th customer. In 2017, nCino opened its first international office in London, England. In 2018, nCino expanded its global office footprint to Sydney, Australia. nCino closed out the decade strong as it executed on its first two acquisitions, opened an office in Canada, and formed a joint venture to bring the Bank Operating System to the Japanese market. Also in 2019, the company announced the launch of nCino IQ, a suite of artificial intelligence and machine learning software within the Bank Operating System.


The nCino Bank Operating System, the company's core product, spans Commercial, Small Business, and Retail lines of business. The Bank Operating System encompasses the following capabilities: loan origination, portfolio analytics, compliance and risk management, digital customer engagement, customer relationship management (CRM), client onboarding, deposit account opening, business process automation and enterprise content management.


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Alena Potapova

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