Analyzing the past year of the COVID-19 epidemic and the beginning of this year, it is worth considering the topic of financial management, but not within the global world, but within the personal finances of a person and a family.

If you touch on the topic of personal finance, then you should immediately pay attention to the financial literacy of the population. Already, in a number of states, the introduction of a discipline on financial education is being considered at the legislative level. And introduce this discipline into basic education so that financial terms do not seem unfamiliar and do not confuse users.

A study conducted by Oracle showed that most people like technology in financial matters, and most of those surveyed preferred the robotic process and artificial intelligence. Most also agreed that the emotionality and impulsiveness inherent in humans is not tamed by robots and AI.

This is not to say that finance and finance professionals will be dismissed. In the ideal world of the future, there will be a place for both.